You want to be financially fit. You know all about buying generic and what needs to be done to start a budget. You know what is involved in starting your retirement fund and how much to sock away. You can even picture a future with fewer stresses and possibly an early retirement.
So why aren't you on the road to that frugal success you read about?
Simply put, there are life issues that block that path to financial fitness and I want to spotlight 5 of them below.
|flickr/cc - Brian Forbes|
The solution: Extra spending on impulse items or grabbing the credit card to feel better is not the answer. There are other ways to stimulate your self-gratification center of the brain. Find an activity in your area that is free or minimal in price and partake in them regularly.
Recently I was watching at the local park as guys were flying model planes around and got into a conversation with a man who knew quite a lot about each model plane that went up. I asked if he had one of his own. His answer was that he didn't have the money for these planes but he participated in the local club as a volunteer and that allowed him to be around them and help them oil or fix up planes on occasion and that was satisfactory for him.
You can retrain your brain to see the free events around you and crave those pleasures while keeping your money safe.
The solution: First off, I believe that each one of us deserve a life without debt, no matter. I urge you to dig deep down and uncover those reasons why you don't think you do. This may be a "come to Jesus" or a "come to Jillian" moment. Once you conquer your feelings of unworthiness, getting a budget and a savings plan will become a much easier goal.
|flickr/cc - hozinja|