Millionaire Next Door was the first place I saw the word CEO being referred to the handling of household money. I had never thought of it like that. Like a business I want to generate revenue (savings) to make my household a financial success and look good as a credit risk. Which means I want to cut back as much of the debt load that is dragging me down.
That's the easiest way to look at it all. Sometime ago I was reading a book on sales and jotted down a few notes that I thought would be good to translate to household finances.
Practice makes perfect - If you don't try you'll never get better and you won't get the results you are looking for. Just keep getting up and going at again and again, eventually things will be more comfortable to you.
Standing Out - It isn't so bad to have the oldest car in the parking lot because you know what you want to attain.
Opportunities are all around - There are ways to bring in a little extra money (rebates, surveys)and ways to cut down on expenses.
Do a comparison check - Size up how far you've come and where you want to go to make sure you are on the right path
Studying Pays off - Learning how to fix an appliance on your own or researching the best person to do it for you will pay off for you in multiple ways.
You have an opportunity of a lifetime - Taking control of the household finances is one of the best ways to take control of your life, your friends and family can't do it better than you.
Numbers Game - Eventually the changes you have made will add up to a positive revenue and a positive change in attitude.
Time is money - The time it takes to save money may not always be the best way to save; it will depend on how you value your time.
Be persistent - If you start slacking off you will see the results quickly, keep in mind that it could take months before you see results you like - keep your eye on the prize and you will attain it.
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